Mortgage Information

Did you know that there are still some 

Zero Down Payement programs available?  Call for details on these programs and lets get you approved today to buy a home while interest rates are low.  (buyer must qualify with approved credit and income / dept ratios.

 

To Apply for a loan with a lender these are some of the things that you will need:

 

*The lender will give you an application to fill out.

* Authorization to check your credit to be signed.

*Most recent 30 days of paystubs for all current employers

*W-2's for all employers for the past 2 years

 

If makes a much easier process if you have this gathered prior to your visit with the lender....

 

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.